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Insurance & Payment Policy

NO SURPRISE ACT
Pain Specialists of America accepts most major insurances including Medicare, Aetna, Blue Cross Blue Shield, Humana, United Health Care, Workers Comp and Letters of Protection.

Our office staff will work with you to explain your insurance benefits to you. We will work with you to make sure that if you are out-of-network we set up a plan that makes it affordable for you to see us as we now offer payment options.

Our policy is that all co-pays and deductibles are due at the time of check-in, as well as private pay. Unpaid deductibles and co-insurance percentages will also be due upon checking in.

As a courtesy to our patients, we will file claims for all insurance types. We accept third party insurances, letters of protection, Work Comp and automobile claims. We do accept cash, checks, and credit cards.

What insurances do we accept?

Pain Specialists of America accepts most insurance plans, including government-sponsored plans and private commercial insurances. Our complete list of accepted insurance changes frequently and is different depending on location and provider.

We accept most plans from the following payers:
• Aetna
• Aetna Coventry
• Allwell - Superior Health Plan
• Ambetter from Superior Health Plan
• Amerigroup
• Amerigroup  Medicaid 
     - *Dr. Daniel Frederick ONLY*
• ARIA
• Ascension Complete
• Ascension Personalized Care
• Beech Street
• BCBS
• CHRISTUS Health
• Cigna
• Clover Health
• Community First
• Coventry Health Care
• Devoted Health
• First Health
• Galaxy Health Network
• Healthcare Highways
• HealthSmart
• Humana Inc.
• Independent Medical Systems (IMO)
• Majoris Health Systems, Inc - Workers'Comp
• Medicare
• Multiplan
• OMNI Network
• Oscar
• Partner Direct Health
• Political Subdivision Workers Compensation Alliance
• Private Healthcare Systems (PHCS)
• Prospect Medical Group
• Providence Health Plan
• Provider Network of America (PNOA)
• Provider Partners Health Plan (PPHP)
• Railroad Medicare
• SmartHealth
• Texas Independence Health Plan (TIHP)
• TRICARE
• TriWest VA CNN
• United Healthcare (UHC)
• US Department of Labor 
• USA Managed Care Organization
• Well Care
• WellMed

Additionally, medical liens and some insurances not listed above are accepted on a case-by-case basis. If your insurance company is not listed above, please call our scheduling team at (855)876-7246 for more information. Our staff will work with you to explain your insurance benefits to you, which may involve out-of-network benefits. We will work with you to make sure that if you are out-of-network we set up a plan that makes it affordable for you to see us.

Loans to Help Cover Your Medical Expenses

PSA also offers loans through Republic Bank & Trust Company (member FDIC), and Epic River Patient Finance. This option provides guaranteed financing for all patients after identity verification – regardless of credit history. Plus, monthly payment amounts, and loan durations are determined by the patient. And all medical loans are fixed rate with no hidden fees.

Don’t see your carrier listed? Contact us to see if we accept it!
BlueCross BlueShield logo
Aetna logo
Humana logo
Cigna logo
Oscar Humana logo
United Healtcare logo
Sedgwick logo